Online Tools for Financial Planning

Managing your finances can be a challenging task. To help you, there are a number of free online tools that can offer guidance and insight. Explore the tools below to get assistance in organizing your financial life. 

                                      "Tommy's Joynt" on Van Ness in San Francisco, California

                                      "Tommy's Joynt" on Van Ness in San Francisco, California

For budgeting -

Mint brings all your finances together in one convenient place to help you get a comprehensive understanding of your complete financial picture. The free, online service automatically categorizes and calculates your spending in different areas for easy budgeting and can help you set and track saving and debt reduction goals.

View their website to learn more >

For student loan repayment -’s student loan payoff calculator

Find out how long it will take to pay off your student loans based on varying payment strategies with this easy-to-use tool.  Input different numbers to model different scenarios to help you develop a repayment plan that’s right for you. 

Use the calculator now > 

For paying off credit card debt -’s payoff calculator

Simplify the stresses of eliminating credit card debt by using this straightforward tool. It can help you develop a payment plan based on a desired payoff date or desired monthly payments.  It even provides guidance on avoiding interest charges. 

Go to the calculator now > 

For credit score management -

Why pay for something when you can get it for free.  Credit Karma agrees with this sentiment and offers 100% free credit scores.  The catch?  It’s only your credit score, not your full credit report. However, it does help you understand how your score compares to others and how you can anticipant potential changes in your score.  

View their webpage to learn more > 

For wedding planning - Your Wedding CompanyTM Wedding Budget Calculator

Wondering how much you should spend on each area of your wedding based on your overall budget?   This user-friendly tool makes it easy to develop an itemized budget for your wedding. 

Try it now >

For mortgage planning -

Taking on a mortgage may be one of the biggest financial commitments of your life. can help you develop a repayment plan and find a lender that may be right for you. 

Explore today> 

For family planning - USDA’s Cost of Raising a Child Calculator

Are you ever really ready to have kids?  Having an idea of how much children might cost you could help you prepare—at least financially.  The USDA’s calculator gives you estimated annual costs for housing, food, transportation, clothing, healthcare, childcare and education and miscellaneous expenses. 

Click here to test out the tool >

For retirement savings - AARP Retirement Calculator

When you finally have the time to do the things you want to do, make sure you have the money.  Based on your savings, Social Security, and other various factors, AARP’s Retirement Calculator can give you a look at how your potential retirement income compares to your retirement income needs.  In addition, the tool can help you review your options for overcoming any gaps in retirement income that you may face. 

Use the tool today >

For more personal guidance on education funding, portfolio management, retirement strategies or developing an estate plan, take advantage of a complimentary consultation by clicking here