Many Americans are hurdling toward retirement without enough savings. Joining me Christine Benz to discuss some prescriptions for the impending retirement crisis is Charley Ellis. He's an investment expert and an author.
Retirees can appreciate the low costs, tax efficiency, and simplicity of index funds, but active funds can be better choices in some parts of the market, says Morningstar's Christine Benz.
Long-term government bonds, emerging-markets debt, and preferred stocks may take more prominence for retirees who wish to live solely off a portfolio's income stream, says Morningstar Investment Management's David Blanchett.
Get the facts on the high cost of higher education, college-savings strategies, 529 plans, financial aid, and student loans in this special web seminar hosted by Morningstar's Adam Zoll.
Chris Brightman explains the basic principle of smart beta strategies — rebalancing to weights that are unrelated to stock prices.
Minimize the tax bite when withdrawing your assets. It's not what you earn but what you keep, and that goes for retirement spending too. Colleen Jaconetti and Maria Bruno of Vanguard's Investment Strategy Group say the order in which you withdraw your assets is a key factor to ensure your distributions are tax-efficient.
What's baked into the guideline of spending 4% of your portfolio annually in retirement? Vanguard retirement experts Maria Bruno and Colleen Jaconetti suggest adopting a flexible spending plan that combines both percentages and dollar amounts when taking withdrawals.
Rob Arnott explains why target-date funds fail to either maximize wealth or minimize uncertainty about future income.
Families of future and current college students should be mindful of the effects of sequestration, a university's 'Scorecard,' their own savings projections, and their future debt loads.
Morningstar's Christine Benz addresses who sequestration will and won't affect, changing prices for long-term care, and a timely mortgage-paydown strategy.
Investors who don't realign their expectations and savings plan for changing U.S. demographics and slower growth are in for a jarring experience, says Research Affiliates' Rob Arnott.
There's a lot to think about when you're selecting a financial advisor. Alisa Shin of Vanguard Asset Management Services™ and Al Weikel of Vanguard Flagship Select Services™ suggest questions to ask and what you should expect from an advisor.